This is a boring strategy. It takes patient and perseverance. Month by month after pay-day, I split my money into 3 pots - Investment, Warchest and Expense. There is also a very small 4th pot - for the dividends received. From the Investment and Dividend pots, I will buy into one or two stocks every month.
In the beginning, it was quite difficult because of the big "1000" lot size and the small amount of capital. So, in terms of number of shares, Starhill Global Reit becomes my top holding.
The "boring" truth is that my portfolio does increase incrementally, through the steady accretion of stocks by small monthly injection of capital.
Margin of safety is very important in any investment. I had unintentionally sown the SGX seed many years ago. I have SGX since its IPO and it is one of the pioneers in my portfolio. Now, SGX has grown to a big tree and provides shade, shelter and also bearing regular fruits (dividends) for my portfolio. The safety margin provided by SGX alone is sufficient to cover for all the short term fluctuations of my portfolio.
无心插柳柳成荫。知足常乐。So, be content with what you have; rejoice in the way things are. Relax, and enjoy the ride.
After many months, the process gets easier now. Firstly, the lot size (100) is smaller. Secondly, the amount in the 4th pot (dividends) also increases steadily.
Small steps do add up towards the long term dream of achieving financial freedom. Still a long way to go but I believe I am heading in the right direction.
As reflected in the table below, the current portfolio comparing with April 2013 does agree with these Chinese sayings:
积少成多， 积水成渊，积土成山， 聚沙成塔， 集腋成裘。。。
|No.||STOCK NAME||Current No. of Shares||No. of Shares, Apr 2013|
|Keppel DC Reit|
Bye-bye (realised gain/loss):-
CapitaMalls Asia (gain), FE Orchard (gain), SingPost (gain), SP Ausnet (gain), Yeo Hiap Seng (gain), Hyflux (loss).